WHAT IS LIFE INSURANCE?
Here at JRI Insurance we believe in living securely and life insurance is a great way to create a financially secure life, when you are here and even when you are gone.
Live Securely
Term Life Insurance
Price: Low Cost
Length : 10-30 Years
Builds Cash value: No
Term Life Insurance
Whole Life Insuance
Price: Fixed Premiums
Length : Life
Builds Cash value: Yes
Permanent Life Insurance
Universal Life Ins.
Price: Flexible Protection
Length : Life
Builds Cash value: Yes
Permanent Life Insurance
Variable Universal
Price: Investment Options
Length : Life
Builds Cash value: Yes
Permanent Life Insurance
Commonly Asked Questions
What Is Term Life Insurance?
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Policy is honored for a set period of time
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Coverage ends when policy term ends
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Usually most affordable coverage option
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Many include option to convert to permanent policy at the end of term
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Policy Lasts your entire life
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As long as your premiums are paid, you will be covered
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Includes savings component that allows you to accumulate cash value
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Depending on company, you can either withdraw cash from or borrow against policy
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Flexibility with Premiums
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Adjustable Death Benefit
What Is Universal Life Insurance?
What Are Riders?
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Additional benefits that can be added to life insurance policy
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Additional Benefits = Additional Premiums
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Great tool to customize a policy based on your needs
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